Topstep
Official website: topstep.com
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Rules
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Firm official website: topstep.com How these rules are verified
Trading Combine
- Legal entity
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TopstepTrader, LLC
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Simulated trading program services, comprising the Trading Combine, and the Express Funded Account, [...] are operated by TopstepTrader, LLC
- Program name
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Trading Combine
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traders start in the Trading Combine®
- Program type
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simulated account
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It's a simulated account with one rule and two objectives.
- Account sizes
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50K, 100K, or 150K
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When a 50K, 100K, or 150K Trading Combine® (account prefix: 50KTC, 100KTC, or 150KTC) passes
- Price – 100k
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$99
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$100K Buying Power $99 $129 /month
- Price – 150k
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$199
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$150K Buying Power $199 $199 /month
- Price – 50k
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$49
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$50K Buying Power $49 $85 /month
- Currency
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AUD, CAD, COP, EUR, GBP, JPY, MXN, USD, CHF
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Select currency: AUD CAD COP EUR GBP JPY MXN USD CHF
- Profit target – 100k
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$6,000
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Profit Target: $6,000
- Profit target – 150k
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$9,000
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Profit Target: $9,000
- Profit target – 50k
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$3,000
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Profit Target: $3,000
- Max drawdown: type
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trailing
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The MLL is a trailing limit. It rises as your end-of-day balance grows, but never moves down.
- Max drawdown: value – 100k
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$3,000
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Max Loss Limit (One Rule): $3,000
- Max drawdown: value – 150k
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$4,500
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Max Loss Limit (One Rule): $4,500
- Max drawdown: value – 50k
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$2,000
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Max Loss Limit (One Rule): $2,000
- Daily loss: type
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optional
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The Daily Loss Limit (DLL) is optional in the Trading Combine® and Express Funded Account® (XFA).
- Daily loss: value – 100k
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$2,000
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100K Account: $2,000
- Daily loss: value – 150k
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$3,000
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150K Account: $3,000
- Daily loss: value – 50k
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$1,000
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50K Account: $1,000
- Minimum trading days
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two days
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You can pass in as few as two days
- Time limit (days)
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No time limit
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No time limit for passing.
- Consistency rule
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55%
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Your single best day of profit must stay at or below 55% of your Profit Target.
- Expert advisors (EA)
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Yes, with conditions
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Yes, with conditions. Topstep won't help set up or troubleshoot automated strategies
- Contract limits – 100k
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10 mini / 100 micro
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Max Contract Limit: 10 mini / 100 micro
- Contract limits – 150k
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15 mini / 150 micro
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Max Contract Limit: 15 mini / 150 micro
- Contract limits – 50k
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5 mini / 50 micro
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Max Contract Limit: 5 mini / 50 micro
- Fee refund
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28 days with no trading activity
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within the last 28 days and your account has had no trading activity [...] review your account for a refund
- Reset fee
- Different values on the firm's pages
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$49
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Reset Fee: $49
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$99
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Reset Fee: $99
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$199
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Reset Fee: $199
- Monthly fee
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Rebills every 30 days
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The Trading Combine® is a monthly subscription. It Rebills every 30 days from your original sign-up date.
- Other fees
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1 Reset Credit per monthly Rebill
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Every monthly Rebill adds 1 Reset Credit to your Reset Bank.
Live Funded Account
- Legal entity
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TopstepFunded LLC
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Live funded proprietary trading firm services are operated by TopstepFunded LLC
- Program name
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Live Funded Account
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These rules apply to all activity in your Live Funded Account
- Program type
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real capital
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Live Funded Accounts trade with real capital.
- Daily loss: type
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automatic
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It’s automatic in the Live Funded Account® (LFA).
- Payout frequency
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one payout per business day
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Request one payout per business day, provided other rules are followed.
- Payout conditions
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5 Benchmark Trading Days
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You must have at least 5 Benchmark Trading Days since either your Live Funded Account Effective Date or your last payout, whichever is later.
Express Funded Account
- Program name
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Express Funded Account
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The Express Funded Account® (XFA) is the simulated funded-level account you earn after passing your Trading Combine
- Program type
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simulated funded-level account
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the simulated funded-level account you earn after passing your Trading Combine
- Account inactivity
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30 days
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XFAs with no trading activity for more than 30 days may be closed.
- Copy trading
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Yes, up to $750K buying power using a trade copier
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Yes, up to $750K buying power using a trade copier.
- Profit split
- Different values on the firm's pages
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90/10
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90/10 profit split — you keep 90%
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100% of your first $10,000 in lifetime profits
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You receive 100% of your first $10,000 in lifetime profits. After that, the 90/10 split applies.
- Delay before first payout
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3 days
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Funded Traders can earn payouts in as little as 3 days.
- Scaling plan
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Maximum Position Size based on current account balance
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It sets your Maximum Position Size — the max contracts you can hold at one time — based on your current account balance.
- Maximum payout
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50% of your account balance up to the cap
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Max Payout per request: 50% of your account balance up to the cap below.
- Maximum funded accounts
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5
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You can hold up to 5 active XFAs at a time.
- Activation fee
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$149
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Express Funded Activation Fee: $149
xfa-standard
- Minimum trading days
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5 winning days of $150+
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Hit 5 winning days with at least $150 profit each
- Payout conditions
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5 winning days of $150+ Net P&L
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5 winning days of $150+ Net P&L. Days don't need to be consecutive.
xfa-consistency
- Minimum trading days
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3
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Trade at least 3 days with at least 1 trade per day
- Consistency rule
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40%
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Your Consistency % must be 40% or below to be Payout eligible.
- Payout conditions
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3 trading days with at least 1 trade per day
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3 trading days with at least 1 trade per day.
General
- Founded
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2010
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2010 Founding of Patak Trading Partners
- Legal entity
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Topstep LLC, a Delaware limited liability company
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Topstep LLC, a Delaware limited liability company, and its affiliated entities
- Trading platforms
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TopstepX
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Trade on TopstepX™ with trader-built performance and risk management tools.
- Instruments
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Futures
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Topstep is a futures prop firm
- Identity verification (KYC)
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Required before your second purchase
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It's required before your second purchase and takes only minutes to complete.
- Total paid to traders
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$1.5B+
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$1.5B+ Paid out to traders
- News trading
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Prohibited: purposefully trading full Maximum Position Size directly into a scheduled major news event
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Purposefully trading your full Maximum Position Size directly into a scheduled major news event.
- Hedging
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Cross-account hedging is prohibited
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Cross-account hedging is prohibited at Topstep.
- Minimum payout
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$125
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Minimum Payout: $125
- Payout methods
- Different values on the firm's pages
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Aeropay (US banks only)
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Aeropay US banks only Instant after approval
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Wise (China, Canada, UK)
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Wise China, Canada, UK 1-3 business days
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ACH (US banks only)
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ACH US banks only 1-3 business days $30
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Wire/SWIFT (International)
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Wire/SWIFT International 5-10 business days $30
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Prop-to-Brokerage Payouts (US only)
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Prop-to-Brokerage Payouts US only Same day* No Fee
- Payout processing time
- Different values on the firm's pages
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Instant after approval
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Aeropay US banks only Instant after approval
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1-3 business days
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Wise China, Canada, UK 1-3 business days
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5-10 business days
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Wire/SWIFT International 5-10 business days $30
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Same day*
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Prop-to-Brokerage Payouts US only Same day* No Fee
- Data or platform fee
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Level 1 (Top of Book) live data included at no extra cost
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Level 1 (Top of Book) live data is included in your Topstep membership at no extra cost.
- Other fees
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$30
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ACH US banks only 1-3 business days $30
- Support channels
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Trader Support, Help Center, Status Page
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Company Trader Support Help Center Status Page
- Terms (URL)
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https://www.topstep.com/terms-of-use
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Terms of use Last updated: September 21, 2026
- Terms: last updated
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2026-09-21
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Last updated: September 21, 2026
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