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Topstep

Futures

Official website: topstep.com

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Firm official website: topstep.com How these rules are verified

Trading Combine

Legal entity

TopstepTrader, LLC

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Simulated trading program services, comprising the Trading Combine, and the Express Funded Account, [...] are operated by TopstepTrader, LLC
Program name

Trading Combine

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traders start in the Trading Combine®
Program type

simulated account

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It's a simulated account with one rule and two objectives.
Account sizes

50K, 100K, or 150K

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When a 50K, 100K, or 150K Trading Combine® (account prefix: 50KTC, 100KTC, or 150KTC) passes
Price – 100k

$99

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$100K Buying Power $99 $129 /month
Price – 150k

$199

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$150K Buying Power $199 $199 /month
Price – 50k

$49

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$50K Buying Power $49 $85 /month
Currency

AUD, CAD, COP, EUR, GBP, JPY, MXN, USD, CHF

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Select currency: AUD CAD COP EUR GBP JPY MXN USD CHF
Profit target – 100k

$6,000

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Profit Target: $6,000
Profit target – 150k

$9,000

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Profit Target: $9,000
Profit target – 50k

$3,000

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Profit Target: $3,000
Max drawdown: type

trailing

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The MLL is a trailing limit. It rises as your end-of-day balance grows, but never moves down.
Max drawdown: value – 100k

$3,000

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Max Loss Limit (One Rule): $3,000
Max drawdown: value – 150k

$4,500

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Max Loss Limit (One Rule): $4,500
Max drawdown: value – 50k

$2,000

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Max Loss Limit (One Rule): $2,000
Daily loss: type

optional

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The Daily Loss Limit (DLL) is optional in the Trading Combine® and Express Funded Account® (XFA).
Daily loss: value – 100k

$2,000

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100K Account: $2,000
Daily loss: value – 150k

$3,000

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150K Account: $3,000
Daily loss: value – 50k

$1,000

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50K Account: $1,000
Minimum trading days

two days

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You can pass in as few as two days
Time limit (days)

No time limit

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No time limit for passing.
Consistency rule

55%

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Your single best day of profit must stay at or below 55% of your Profit Target.
Expert advisors (EA)

Yes, with conditions

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Yes, with conditions. Topstep won't help set up or troubleshoot automated strategies
Contract limits – 100k

10 mini / 100 micro

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Max Contract Limit: 10 mini / 100 micro
Contract limits – 150k

15 mini / 150 micro

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Max Contract Limit: 15 mini / 150 micro
Contract limits – 50k

5 mini / 50 micro

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Max Contract Limit: 5 mini / 50 micro
Fee refund

28 days with no trading activity

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within the last 28 days and your account has had no trading activity [...] review your account for a refund
Reset fee
Different values on the firm's pages

$49

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Reset Fee: $49

$99

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Reset Fee: $99

$199

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Reset Fee: $199
Monthly fee

Rebills every 30 days

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The Trading Combine® is a monthly subscription. It Rebills every 30 days from your original sign-up date.
Other fees

1 Reset Credit per monthly Rebill

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Every monthly Rebill adds 1 Reset Credit to your Reset Bank.

Live Funded Account

Legal entity

TopstepFunded LLC

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Live funded proprietary trading firm services are operated by TopstepFunded LLC
Program name

Live Funded Account

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These rules apply to all activity in your Live Funded Account
Program type

real capital

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Live Funded Accounts trade with real capital.
Daily loss: type

automatic

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It’s automatic in the Live Funded Account® (LFA).
Payout frequency

one payout per business day

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Request one payout per business day, provided other rules are followed.
Payout conditions

5 Benchmark Trading Days

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You must have at least 5 Benchmark Trading Days since either your Live Funded Account Effective Date or your last payout, whichever is later.

Express Funded Account

Program name

Express Funded Account

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The Express Funded Account® (XFA) is the simulated funded-level account you earn after passing your Trading Combine
Program type

simulated funded-level account

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the simulated funded-level account you earn after passing your Trading Combine
Account inactivity

30 days

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XFAs with no trading activity for more than 30 days may be closed.
Copy trading

Yes, up to $750K buying power using a trade copier

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Yes, up to $750K buying power using a trade copier.
Profit split
Different values on the firm's pages

90/10

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90/10 profit split — you keep 90%

100% of your first $10,000 in lifetime profits

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You receive 100% of your first $10,000 in lifetime profits. After that, the 90/10 split applies.
Delay before first payout

3 days

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Funded Traders can earn payouts in as little as 3 days.
Scaling plan

Maximum Position Size based on current account balance

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It sets your Maximum Position Size — the max contracts you can hold at one time — based on your current account balance.
Maximum payout

50% of your account balance up to the cap

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Max Payout per request: 50% of your account balance up to the cap below.
Maximum funded accounts

5

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You can hold up to 5 active XFAs at a time.
Activation fee

$149

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Express Funded Activation Fee: $149

xfa-standard

Minimum trading days

5 winning days of $150+

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Hit 5 winning days with at least $150 profit each
Payout conditions

5 winning days of $150+ Net P&L

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5 winning days of $150+ Net P&L. Days don't need to be consecutive.

xfa-consistency

Minimum trading days

3

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Trade at least 3 days with at least 1 trade per day
Consistency rule

40%

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Your Consistency % must be 40% or below to be Payout eligible.
Payout conditions

3 trading days with at least 1 trade per day

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3 trading days with at least 1 trade per day.

General

Founded

2010

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2010 Founding of Patak Trading Partners
Legal entity

Topstep LLC, a Delaware limited liability company

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Topstep LLC, a Delaware limited liability company, and its affiliated entities
Trading platforms

TopstepX

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Trade on TopstepX™ with trader-built performance and risk management tools.
Instruments

Futures

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Topstep is a futures prop firm
Identity verification (KYC)

Required before your second purchase

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It's required before your second purchase and takes only minutes to complete.
Total paid to traders

$1.5B+

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$1.5B+ Paid out to traders
News trading

Prohibited: purposefully trading full Maximum Position Size directly into a scheduled major news event

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Purposefully trading your full Maximum Position Size directly into a scheduled major news event.
Hedging

Cross-account hedging is prohibited

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Cross-account hedging is prohibited at Topstep.
Minimum payout

$125

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Minimum Payout: $125
Payout methods
Different values on the firm's pages

Aeropay (US banks only)

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Aeropay US banks only Instant after approval

Wise (China, Canada, UK)

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Wise China, Canada, UK 1-3 business days

ACH (US banks only)

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ACH US banks only 1-3 business days $30

Wire/SWIFT (International)

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Wire/SWIFT International 5-10 business days $30

Prop-to-Brokerage Payouts (US only)

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Prop-to-Brokerage Payouts US only Same day* No Fee
Payout processing time
Different values on the firm's pages

Instant after approval

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Aeropay US banks only Instant after approval

1-3 business days

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Wise China, Canada, UK 1-3 business days

5-10 business days

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Wire/SWIFT International 5-10 business days $30

Same day*

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Prop-to-Brokerage Payouts US only Same day* No Fee
Data or platform fee

Level 1 (Top of Book) live data included at no extra cost

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Level 1 (Top of Book) live data is included in your Topstep membership at no extra cost.
Other fees

$30

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ACH US banks only 1-3 business days $30
Support channels

Trader Support, Help Center, Status Page

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Company Trader Support Help Center Status Page
Terms (URL)

https://www.topstep.com/terms-of-use

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Terms of use Last updated: September 21, 2026
Terms: last updated

2026-09-21

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Last updated: September 21, 2026

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